Earnings can not keep up with premium health insurance suffered growing pains cagliari exchange

Earnings can not keep up with the premium health insurance experience growing pains [Abstract] compared to a straight line of premium income, professional health insurance company’s earnings differentiation. Poor cooperation with medical institutions, vicious competition in the industry, the service chain is long, difficult to manage risk compared to a straight line of premium income, professional health insurance company’s profitability differentiation. Poor cooperation with medical institutions, vicious competition in the industry, long service chain, risk management is the main cause of difficulty. Only to find a good business model, the development of quality products to stimulate market demand into business, professional health insurance companies in order to create value for all aspects of the industry chain participants. Fosun joint health insurance Limited by Share Ltd before China received CIRC approval, which means that after PICC Health, safe and healthy, healthy, harmonious and healthy Kunlun Taibao Allianz health, sixth domestic professional health insurance companies will be born. Data show that in the first half of 2016, the health insurance business premium income of 235 billion 933 million yuan, an increase of nearly $241 billion 47 million last year, health insurance premium income of $89.37%. Health insurance premium income of the original insurance premium income accounted for the proportion of the entire insurance industry, but also by the end of 9.93% rose to $12.54% in the first half of this year. The rapid growth of data, also attracts capital to compete for the health insurance industry. Multiple capital vied for commercial health insurance refers to insurance companies through sickness insurance, medical insurance, disability income insurance and care insurance on the losses caused by health reasons, payment of insurance insurance. In the insurance "new country ten" and "on accelerating the development of commercial health insurance, a number of opinions" after the introduction of China’s health insurance ushered in a period of vigorous development. At present, the health insurance tax policy has landed. Some experts predict that in the dividend policy leveraging, health insurance and life insurance, property and casualty insurance will gradually narrow the gap, to 2020, health insurance premium is expected to reach 7000 to 10000 yuan, a life insurance, property insurance in parallel with one of the three major business segments. By the end of 2015, China’s total population reached 1 billion 375 million, the average life expectancy of up to the age of 76.34. With the growth of population life and the release of the two child policy, China’s population will continue to maintain steady growth. Solve the health problems of 1 billion 375 million people, will bring huge business opportunities for commercial health insurance." Song Fuxing, President of the people’s health insurance company told the Economic Daily reporters, including health insurance, including health services is an important part of modern service industry. At present, China’s health services accounted for only about 5% of GDP, far lower than the United States and other OECD countries, about 10% of the level of about 17%. "From an international point of view, when a country’s economic development to a certain extent, the health care industry will flourish. Developed countries data show that large health industry usually account for 11% to of the national GDP, its body can not be ignored." Ping An Health Insurance Marketing Director, said professor. Although China’s health insurance market is still in the early stages of development, but with the rapid development of economy, the big health industry is undoubtedly the most promising areas of development. Reporter understanding.相关的主题文章: